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     Home > Account Services > Loans > Loan Rates

LOAN RATES
Five County Credit Union has a wide variety of loans to help meet your lending needs. Up to 115% financing is available for Auto, Motorcycle and RV loans.
Rates effective as of:  1/2/2014                  

All loan rates shown below are "as low as" rates. Final interest rate is determined by your credit qualifications. APR = Annual Percentage Rate

Click here for Savings Rates
Loan Type APR Term
CREDITLINE
Variable APR  
AUTO & MOTORCYCLE LOANS
   
     New Model Year 4.75% 7 years
     New Model Year 4.00% 6 years
     New Model Year 3.00% 5 years
     New Model Year 3.00% 4 years
     New Model Year 3.00% 3 years or less
     Model Years '11-'13 4.00% 5 years
     Model Years '11-'13 4.00% 4 years
     Model Years '11-'13  4.00% 3 years or less
     Model Years '08-'10 4.50% 4 years
     Model Years '08-'10 4.50% 3 years or less
     Model Years '99-'07 6.75% 4 years
     Model Years '99-'07 5.75% 3 years or less
PERSONAL LOANS
Maximum Limit: $10,000
11.75% 7 years or less
REAL ESTATE & HOME EQUITY LOANS
Call (207) 443-3528 or toll free in Maine 1-800-750-0959 for current rates and terms.
Fixed and variable rates available.
VISA Platinum &
Platinum with Points
: up to $25,000 limit.
     Members 59 and under Variable APR  
     Members 60 and over Variable APR
SAFETY NET - OVERDRAFT PROTECTION
Maximum Line of Credit: $2,500
Variable APR  
RECREATIONAL VEHICLE LOANS
   
     New Boats 7.50%
10 years or less
     Used Boats 7.50%
10 years or less
     New Travel Trailers/Campers/Motor Homes 7.50%
10 years or less
     Used Travel Trailers/Campers/Motor Homes 7.50%
10 years or less
     New Snow Mobile & ATV's 7.50%
4 years or less
     Used Snow Mobile & ATV's 7.50%
3 years or less
     Home & Garden Equipment 7.50%
10 years or less
CREDIT BUILDER LOAN 4.74%
1 year or less

Disclosures
Longer terms may be available, call our loan department at (800) 750-0959 for details.
Rates subject to change without notice.
Credit Disability and Life Insurance are available on most loan programs for qualified members.
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