Home About Us Branch Locations Fraud Prevention Center Site Map  
Five County Credit Union

Online Banking
Log In | Learn More
Financial Calculators
CalculatorsAccess a full library of financial calculators.
Bill Payment
Pay any company or individual in the U.S. using our Internet bill payment service.
BillsMore Info
Home Mortgages
Get pre-approved online so you Billscan shop for your home with the confidence that you can afford the mortgage.
For every dollar you spend, ExtraAwards gives you Bonus Points toward travel and merchandise.
Log In / Browse Rewards
Insurance Quotes
Click here to request a quote.
Shared Branching
Access your accounts at more than 5,000 "shared" credit union branches across the U.S and Canada. Branch Locator
     Home > Account Services > Loans

Loans & Credit
If you can imagine it, we can finance it.

Five County Credit Union offers a wide range of loan programs and Visa credit cards to meet all your financing needs:

Current Rates Loan Calculators

Financial CalculatorsPERSONAL LOANS
Borrow up to $10,000 with an approximate repayment up to 7 years.




Five County Credit Union specializes in helping members establish good credit. You can start building your good credit with our Credit Builder Loan. Here’s how it works:

  • You request the loan amount.
  • You will have up to one year to repay
    the loan (12 monthly payments).
  • The funds from the loan are placed in your
    Five County Credit Union Savings Account.
  • You make loan payments to Five County
    Credit Union. Once the loan is repaid in full,
    the funds can be withdrawn from your Savings
    Account as needed.

To qualify for this loan all applicants must be at least 18 years of age and have a limited credit history. All applicants must be in good standing with Five County Credit Union, and have the means to repay the loan. When the loan is paid in full you can withdraw the funds from savings and put the funds to use in a variety of ways – a secured credit card, the down payment for a major purchase or an emergency fund for unexpected expenses.




Up to 115% financing on new and used vehicles including motorcycles. Approximate repayment up to five years (used) and seven years (new). Same low rate for many new and used vehicle terms. Refinancing from dealerships or other financial institutions available.
Determine your car's value!





Fixed and variable rate mortgages are available. Why rent? Let us help with a real estate loan to meet your home buying, or mortgage refinancing needs.
Click here to learn more.


Qualified home owners can establish a home equity line of credit up to 80% of the appraised value (less existing liens) of your home. Five County also offers fixed rate, fixed term second mortgages up to 80% of the appraised value of your home.
Click here to learn more.



Loans for new and used recreational vehicles, approximate repayment up to 10 years, up to 115% financing available.

Boats - Travel Trailers - Motor Homes - Campers - Snowmobiles




Enjoy the world wide recognition and convenience of our VISA credit card with added benefits.

Visa Platinum (with or without ExtraAwards Points): Credit limits up to $25,000.

Visa Cardholder Benefits
Visa Card Benefits

Account Access
Access your Visa account online with Five County's "CyberBranch" home banking.

Added Protection
Verified By Visa

Protect your Visa card when shopping online.




CreditLine offers the convenience of accessing your approved line of credit, up to $10,000, by writing your own check. You will receive a check book when you qualify for CreditLine to give you instant access to your line of credit. Use your checks for purchases, or to pay off debts you may have at higher rates of interest. CreditLine has a variable rate based on the Prime Lending Rate as published in the Wall Street Journal. Use our on-line application to apply for your CreditLine.





Avoid costly overdraft fees with a line of credit, up to $2,500 for overdraft protection on you checking account.




The Five County Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:
  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy. 
  • 24/7 online account management
  • No prepayment penalty

To learn more or apply, please get started here.

Home | Accounts | Loans & Credit | E-Services | Financial Services | Member Resources
Apply for Membership Loan Application Pay Your Bills Online
© Copyright 2015, Five County Credit Union. All Rights Reserved.   Phone: 1-800-750-0959    Site Disclaimer   Privacy Policy
Apply for Credit Union Membership Loan Eligibility Pay Your Bills Online Homepage