Checking Accounts


A checking account at Five County Credit Union offers you more convenience and value for your money. Check out the great benefits of our credit union checking accounts:


Classic Checking »

  • No minimum balance or monthly processing fee
  • Detailed monthly statement
  • Free VISA Debit Card
  • Free online account access
  • Safety Net line of credit for overdraft protection up to $2,500, approval required
  • Visa Check Card Access with a $2,500 daily limit ($2000 purchases/$500 cash)
  • Bill Payment service available free of charge

Visa Diamond Rewards Debit Card »

If you have a qualifying checking account with a Debit Card, you are automatically enrolled! Log into online banking to view your point balance or redeem Diamond Rewards.

Redeem Points For:

  • Gift Cards
  • Cash Back
  • Online Travel Reservations
  • Charitable donations (Rewards will go towards our Charity of the Quarter)

Second Chance Checking »

Five County now offers a checking account program that would forgive a member’s minor past account management issues. Five County has a solution for members with less than favorable account histories that helps guide members to where they can start over with a Second Chance.

For a nominal fee of $8.00 per month 2nd Chance Checking Provides access to:

  • No minimum balance
  • Detailed monthly statement
  • Free Online Account access
  • Free VISA Debit Card
  • Safety Net line of credit for overdraft protection up to $2,500.00, approval required
  • Visa Check Card Access with a $2,500 daily limit ($2000 purchases/$500 cash)
  • Bill Payment service available for a nominal fee

Some restrictions will apply such as no access to “off-line limits” and the accounts will not be eligible for Shared Branching access.

Free 4 Me Checking »

Free for the 18-25 Crowd!

  • $10 account credit! Our gift to you after your account has been open & active for 90+ days.
  • Oops Refund! (Fee reversal, twice per year).
  • No minimum balance
  • Detailed monthly statement
  • Free Online Account access
  • Free VISA debit card
  • Safety Net line of credit for overdraft protection up to $2,500.00, approval required
  • Visa Check Card Access with a $2,500 daily limit ($2000 purchases/$500 cash)
  • Bill Payment service available for a nominal fee