| Effective Date(01/23/2019) | Dividend Rate | Annual Percentage Yield | Minimum Opening Balence | Minimum Balance to Avoid Fee | Dividends Compounded & Credited | Dividend Period |
|---|---|---|---|---|---|---|
| Savings $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
$5 | $5 | Monthly | Monthly |
| IRA Savings | 0.30% | 0.30% | 0$ | Monthly | Monthly | |
| Christmas Club $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
0$ | Monthly | Monthly | |
| Savings Club $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
0.05% 0.05% 0.07% 0.10% 0.15% 0.17% 0.20% |
0$ | Monthly | Monthly | |
| Classic Checking, Second
Chance Checking, and free4ME Checking (Balances $5,000 and over) |
0.025% | 0.025% | 0$ | Monthly | Monthly | |
| Prestige Checking $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.00% 0.00% 0.05% 0.08% 0.12% 0.15% 0.20% |
0.00% 0.00% 0.05% 0.08% 0.12% 0.15% 0.20% |
10,000$ | Monthly | Monthly | |
| Elite Checking $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.00% 0.00% 0.05% 0.08% 0.12% 0.15% 0.20% |
0.00% 0.00% 0.05% 0.08% 0.12% 0.15% 0.20% |
25,000$ | Monthly | Monthly | |
| Golden Rate Fund $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.00% 0.00% 0.40% 0.50% 0.55% 0.60% 0.65% |
0.00% 0.00% 0.40% 0.50% 0.55% 0.60% 0.65% |
1,000$ | Monthly | Monthly | |
| Golden Rate Fund Plus $0.01 – $99.99 $100.00 – $999.99 $1000.00 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $49,999.99 $50,000.00 – $99,999.99 $100,000.00 or more |
0.00% 0.00% 0.00% 0.20% 0.30% 0.35% 0.40% |
0.00% 0.00% 0.00% 0.20% 0.30% 0.35% 0.40% |
5,000$ | Monthly | Monthly | |
| SHIP Account | 0.50% | 0.50% | 5$ | Monthly | Monthly | |
| Term Savings Certificates (%500 Minimum Balance) 90 days 6 months 12 months 18 months 2 years 3 years 4 years 5 years |
1.05% 1.45% 1.70% 1.85% 2.15% 2.45% 2.70% 2.85% |
1.06% 1.46% 1.71% 1.87% 2.17% 2.48% 2.73% 2.89% |
Monthly | Monthly |
